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Student Processing Center (SPC) is a private company and is not affiliated with and does not have any special relationship with the department of education, loan servicers or any other academic or governmental entity. We are not a lender, and we are not a legal advice service. We are an independent company that specializes in the development and administration of documents to assist debtors with the necessary paperwork needed to complete the federal student loan consolidation or forgiveness process. If you need legal or financial advice please contact an attorney or financial professional.